Smartphones are bringing banking to the unbanked – giving millions in emerging markets access to credit and banking for the first time.

Presenter Manuela Saragosa speaks to World Bank treasurer Arunma Oteh, as well as the chief executive of fintech firm Cignifi, Jonathan Hakim, both of whom are trying to use digital footprints to make credit available to those living in low income countries.

Also in the programme, Jeremy Wagstaff of Reuters explains why Singapore has been giving sharing economy firms such as Uber and Airbnb a somewhat less warm embrace lately.

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