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Alternative Credit Scoring in the US: Innovators Applying Data Science to Unlock Financial Potential of ‘Thin-File’ Individuals

By | March 1st, 2017|Uncategorized|

In 2015, there were 26 million credit invisible consumers in the US, according to the report by Consumer Financial Protection Bureau (CFPB). Although those people are credit-invisible for the traditional sector, their everyday activity and alternative records represent a meaningful and vast source of precise hallmarks of their level of sustainability, resilience and credibility.Smart Data, hence, [...]

Cignifi Establishes Correlation Between Mobile Phone Usage and Banking Behavior

By | May 12th, 2014|Uncategorized|

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NFC and Mobile Money Summit

By | October 12th, 2012|Uncategorized|

Peter Grindrod, VP of Analytics, presented at GSMA's NFC and Mobile Money Summit in October. Read More