The Economist

/The Economist

Bank In Your Pocket – Mobile Finance for the Unbanked Masses

By | May 9th, 2015|The Economist|

"In emerging markets, tech-driven firms such as Cignifi, an American group with operations in Mexico, Ghana and Brazil, try to generate credit scores based on things like records of mobile phone calls. Increasingly, poor-country consumers are being assessed for loans in the same way as their rich-world counterparts." Read More

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Big Data – Crunching the Numbers

By | May 19th, 2012|The Economist|

"Cignifi digs deep into mobile-phone records, crunching variables such as the time when calls were made, their frequency and the whereabouts of the callers for clues about their propensity to repay loans." Read More

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